Piggybank Savings

Save Money Through Patience

Patience goes far beyond being just a character virtue. It can also be a means of living a comfortable life. As you continue reading you will find out how exercising patience can bring you financial rewards.

Examine how even simple things in your life such as walking when you don’t have to drive can save you money on gas. Not only that, it can save you money on future physical and mental health bills. If you live in the city it may also save you money on tolls and parking fees.

Consider being a conscientious, patient shopper. Are you sure you’re getting the best deal on your new washing machine? Take the time to compare prices, especially on higher priced items. A few dollars saved on an item may not seem like much, but what if you saved a few dollars on every item you’ve bought in the last year? When you hire a plumber, have you asked other plumbers for their rates? Does your plumber price match? Did you compare prices when you bought a new car stereo? Thinking about questions like these will help you become a patient comparison shopper and could save you a lot of money over time.

Coupons can still be a good deal. Don’t buy something just because you have a couple of coupons. Save any coupons you think you might use later in an organized index card box. Then when you need to go to the store pull out coupons for the items on your list. It is particularly helpful if you keep manufacturer coupons with no expirations. If your local grocery store has a double coupon day, make it a point to do your shopping on that day.

Take the time to follow a budget. Part of following a budget should include tracking expenses. Keep your receipts too. As you learn how much money goes to each type of item you can better budget for that item category. You’ll also find that you’ll see places where you can cut unnecessary costs. Patiently keeping a record of how you spend money will help you cut back on how much money you spend. You’ll then be able to route the money towards the items that are most important to you.

Take time to consider whether you really want expensive items. Never decide to buy one while you’re at the store. If you didn’t need it before you got to the store, you probably don’t need it now.

Don’t forget to include long-term savings in your budget. Set aside money every pay period and your patience will pay off someday.





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